Support every client profile and stay compliant with a single AI-driven onboarding solution built for scale
When Onboarding Diversity Becomes a Bottleneck
In Wealth Management, no two clients look the same — and neither do their account structures. From individual and joint accounts to revocable trusts, custodial accounts, IRAs, donor-advised funds, and complex institutional setups, client onboarding has become more diverse, more regulated, and far more cumbersome than ever before.
Yet most onboarding systems were built for a simpler era. They struggle when faced with today’s reality: dozens of registration types, each requiring unique forms, workflows, disclosures, and compliance checks.
It’s no surprise that up to 68% of clients abandon onboarding journeys that feel too long or complicated. Meanwhile, firms spend 40% of onboarding time on document collection and verification alone, says McKinsey.
The message is clear: complexity kills conversion — and operational efficiency.
When Complex Registration Types Meet Legacy Processes
Investor onboarding isn’t one-size-fits-all. But legacy workflows treat it that way. As client needs evolve, Wealth firms are now expected to support an ever-growing list of account and registration types, including:
- Multi-owner taxable accounts
- Various trust structures
- Managed and discretionary portfolios
- Retirement accounts (IRAs, SEP, SIMPLE)
- Custodial accounts (UGMA / UTMA)
- Entity accounts for LLCs, partnerships, and nonprofits
- Complex beneficiary assignments
Each registration type comes with unique compliance rules, disclosures, documentation standards, and approval paths.
As most onboarding systems today can’t adapt quickly, Advisors end up navigating manual workarounds, clients see repeated information requests, and compliance teams grapple with inconsistent data.
A recent study found that 72.7% of clients now prefer digital onboarding, yet many firms still use fragmented or partially manual processes. And as WealthTech disruptors offer crisp, automated experiences, traditional firms risk falling behind fast, impacting client perceptions from day one.
An AI-Powered Unified Onboarding Engine That Handles 50+ Registration Types Smoothly
JIFFY.ai’s AI-powered Unified Onboarding solution solves the diversity and complexity challenge head-on by supporting over 50 different registration types — each with its own compliant, intelligently orchestrated onboarding journey.
This is more than a digital form fill. It’s Investor Onboarding AI working beneath the surface to simplify every scenario. Here’s how our solution transforms your Client Onboarding Workflow:
- Intelligent registration-type recognition
Automatically identifies rules, forms, and disclosures needed for each account type.
- Adaptive data capture
Clients enter data once. The system intelligently maps it across all relevant accounts and ownership structures.
- Dynamic workflows for complex ownership
Joint owners, trustees, custodians, corporate signatories — all handled seamlessly.
- Built-in KYC, AML & regulatory compliance
Smart checks ensure that every workflow aligns with the registration type and local regulations — reducing risk and rework.
- Consistent, frictionless experiences
Regardless of the registration type, clients and advisors enjoy a smooth, guided, transparent process.
By combining Client Onboarding Automation with industry-best compliance intelligence, your onboarding process stays agile, scalable, and client-centric.
The Outcome — Zero Friction, Maximum Flexibility in Investor Onboarding
Supporting 50+ registration types isn’t just a feature — it’s a business advantage. Firms using modern Client Onboarding Best Practices see:
- Higher conversion rates
- Faster account activation
- Lower operational burden
- Stronger client satisfaction
- Reduced compliance risk
Most importantly, you give every client — regardless of complexity — an onboarding experience that feels simple, modern, and seamless.